Privacy Policy

1. Information We Collect

When you join our waitlist, we collect your email address. When the app launches and you create an account, we may also collect your name, financial account information (through our secure Plaid integration), and usage data to personalize your experience.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Send you updates about your waitlist status and app launch
• Generate personalized AI insights based on your spending patterns
• Track your progress toward savings goals
• Enable social features like groups and challenges

3. Bank-Level Security

Your financial data is accessed through Plaid, the same infrastructure trusted by Venmo, Robinhood, and thousands of other financial applications. We never store your bank login credentials. All data is encrypted in transit and at rest using industry-standard AES-256 encryption.

4. Data Sharing

We do not sell your personal data to third parties. We may share anonymized, aggregated data for analytics purposes. We will share information with law enforcement only when required by law.

5. Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your account and associated data
• Opt out of marketing communications at any time
• Export your data in a portable format

6. Cookies & Analytics

We use essential cookies to maintain your session and analytics tools to understand how visitors interact with our site. You can disable non-essential cookies through your browser settings.

7. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by email or through the app. Continued use of our services after changes constitutes acceptance of the updated policy.

8. Contact Us

If you have questions about this privacy policy or your data, please contact us at privacy@wiserpockets.com.