Everything you need
to keep saving.
Wiser Pockets puts your goals at the center and builds the rest around them. Here is what is inside the app.
Every goal gets a number, a date and a finish line.
Create as many goals as you need and see each one fill up. Wiser Pockets works out what you need to set aside each week to get there on time.
- Progress at a glance. Saved, remaining and percent complete on every goal.
- A realistic finish date. Based on how you are actually saving, updated as you go.
- Ready-made starters. Emergency fund, vacation, new car, home deposit, or your own.
Suggestions written from your numbers, not generic advice.
Wiser Pockets reads patterns in your transactions and turns them into one clear next step. Each insight links back to a goal, so you can see why it matters.
- Spot the drift. Categories that creep up month over month get flagged early.
- Catch forgotten renewals. Subscriptions that renewed quietly show up in your feed.
- Act in a tap. Move money toward a goal straight from the suggestion.
- Ask in plain words. Questions like “can I afford this trip?” get a straight answer.
A budget you set up once and actually look at.
Pick a template like 50/30/20 or zero-based, adjust the numbers, and let your spending sort itself. The monthly view shows which categories are on track and which need attention.
- Templates to start from. 50/30/20, zero-based, or build your own split.
- Automatic categories. Transactions are sorted for you as they come in.
Know exactly when you will get there.
Your goals tell you more than a balance. See how far along you are, how your pace has changed, and the date you will hit your target if you keep going.
- Pace tracking. See if you are ahead, on track or slipping behind.
- Gentle nudges. Reminders that keep you on pace, never a guilt trip.
- Sinking funds. Spread big yearly costs like insurance into small monthly amounts.
Small deposits, counted. Habits, rewarded.
Saving works when it is regular. Weekly streaks and milestones give every small step a little weight, so the routine sticks long after the first burst of motivation.
- Weekly streaks. Save something each week to keep yours going.
- Milestones. Mark your first $500, your first finished goal and more.
Shared goals for the things you plan together.
Saving for a trip with friends or a first home with a partner? Create a shared goal, invite people, and see every contribution in one place.
- Invite anyone. Partners, family, roommates or friends.
- Clear contributions. Everyone sees who added what, and when.
- Private by default. Your other goals and accounts stay yours.
Details that make it easy to stick with.
Financial fitness score
One number that tells you whether you are on track.
Weekly challenges
Fresh mini-goals so saving never gets stale.
Net worth view
Accounts and goals added up in one number.
Export your data
Take your history with you whenever you like.